Antenuptial Contracts

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Marriage Out of Community of Property

Antenuptial Contracts (ANC)

A marriage out of community of property is established through an antenuptial contract (ANC), one of the most important agreements a couple will sign. Entered into before marriage, it allows couples to modify the default financial consequences of marriage to suit their needs.

An ANC enables spouses to customise their matrimonial property regime, provided its terms comply with the law, public policy, and the nature of marriage. As it governs financial rights and may affect creditors, amending it after marriage is complex.

Types of Antenuptial Contracts

Excluding community of property, community of profit and loss, and the accrual system

Each spouse retains full control over their assets and liabilities.

Excluding community of property and community of profit and loss, but including the accrual system

Spouses share in the financial growth (accrual) accumulated during marriage, with the lesser-earning spouse entitled to a portion of the difference upon divorce.

Neither system is superior; the choice depends on the couple’s financial circumstances and relationship. As with any contract, an ANC is subject to legal principles such as fraud, duress, and mistake.

Important Information

Only a notary public (a qualified attorney) may execute an ANC. Both parties should consult the notary beforehand and ideally seek independent legal advice.

The ANC must be signed before marriage by both parties and the notary, then submitted to the deeds office for registration within three months. A prescribed fee applies in addition to standard legal costs.

What if I don’t register in time?

If not signed or registered on time, couples may apply to the High Court under the Deeds Registries Act 47 of 1937 for condonation. This must be done within a reasonable period after discovering the oversight, with notice given to the registrar of deeds.

Proper registration ensures financial clarity and prevents legal complications in the future.

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